:root{
  --navy:#061e35; --navy2:#0a2b4b; --ink:#102033; --gold:#d4a033; --gold2:#f2c65a;
  --cream:#fbf7ef; --paper:#ffffff; --muted:#647284; --line:#e9e1d4; --soft:#f4f6f8;
  --shadow:0 18px 50px rgba(6,30,53,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper)}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#e8eef4;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}
.topbar .chips{display:flex;gap:18px;flex-wrap:wrap}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid #ececec}
.nav{min-height:76px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:13px;margin-right:auto}
.mark{width:48px;height:48px;border-radius:14px;background:linear-gradient(145deg,var(--navy2),var(--navy));position:relative;box-shadow:inset 0 0 0 1px rgba(255,255,255,.12)}
.mark:before{content:"";position:absolute;left:11px;bottom:10px;width:7px;height:15px;background:#fff;border-radius:2px;box-shadow:10px -7px 0 #fff,20px -16px 0 var(--gold2)}
.mark:after{content:"";position:absolute;width:28px;height:28px;border-left:3px solid var(--gold2);border-bottom:3px solid var(--gold2);border-radius:50%;left:8px;top:8px;transform:rotate(-28deg)}
.brand strong{display:block;font-family:Georgia,serif;font-size:22px;letter-spacing:.7px;color:var(--navy)}
.brand small{display:block;margin-top:3px;font-size:10px;letter-spacing:1.7px;color:#6f7780}
.menu{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:650}
.menu a{padding:28px 0;border-bottom:2px solid transparent}
.menu a:hover,.menu a.active{color:#a87210;border-bottom-color:var(--gold)}
.actions{display:flex;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 20px;border-radius:10px;font-weight:750;font-size:14px;border:1px solid transparent;cursor:pointer}
.btn-gold{background:linear-gradient(135deg,#f7d16a,#dfa51f);color:#061e35;box-shadow:0 10px 28px rgba(212,160,51,.2)}
.btn-outline{border-color:#234565;color:var(--navy);background:#fff}
.btn-dark{background:var(--navy);color:#fff}
.hero{background:linear-gradient(90deg,var(--navy) 0 49%,#0a2944 49% 100%);color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;min-height:560px}
.hero-copy{padding:72px 36px 62px 0;align-self:center}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:2px;color:var(--gold2);font-weight:800}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);margin:0}
.hero h1{font-size:68px;line-height:.98;color:#fff;max-width:650px;margin:16px 0 24px}
.hero h1 span{color:var(--gold2)}
.hero p{font-size:19px;line-height:1.65;color:#e7edf4;max-width:600px}
.hero-actions{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}
.hero .btn-outline{background:transparent;color:#fff;border-color:#58718b}
.hero-notes{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:42px}
.hero-note{font-size:12px;line-height:1.4;color:#edf2f7;border-left:2px solid var(--gold);padding-left:12px}
.hero-visual{min-height:560px;background:
 linear-gradient(90deg,rgba(6,30,53,.32),rgba(6,30,53,0) 32%),
 url("../images/hero-family.jpg") center/cover no-repeat;position:relative}
.hero-card{position:absolute;right:22px;bottom:28px;width:290px;padding:24px;background:rgba(5,26,46,.88);border:1px solid rgba(255,255,255,.16);border-radius:18px;box-shadow:var(--shadow)}
.hero-card h3{color:#fff;font-size:23px;line-height:1.2}
.hero-card p{font-size:13px;margin:8px 0 0;color:#d8e2ed}
.trustbar{background:var(--cream);border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{padding:26px 25px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--navy);margin-bottom:5px}
.trust-item span{font-size:13px;color:var(--muted);line-height:1.5}
.section{padding:78px 0}
.section.alt{background:var(--cream)}
.section.dark{background:var(--navy);color:#fff}
.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:34px}
.section-head h2{font-size:44px;line-height:1.05}
.section-head p{max-width:580px;color:var(--muted);line-height:1.7;margin:0}
.section.dark .section-head h2{color:#fff}.section.dark .section-head p{color:#cbd7e3}
.plans{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.plan{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 8px 28px rgba(6,30,53,.04);position:relative}
.plan.featured{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-5px)}
.plan .tag{font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:#956b16;font-weight:850}
.plan.featured .tag{color:var(--gold2)}
.plan h3{font-size:35px;margin:16px 0 5px}
.plan.featured h3{color:#fff}
.plan p{font-size:14px;line-height:1.6;color:var(--muted);min-height:72px}
.plan.featured p{color:#c8d5e0}
.plan .mini{font-size:12px;font-weight:750;color:#43576a}
.plan.featured .mini{color:#d8e3ec}
.plan .btn{width:100%;margin-top:16px}
.goal-grid{display:grid;grid-template-columns:1.1fr 1.9fr;gap:30px;align-items:center}
.goal-copy h2{font-size:44px;margin-bottom:15px}.goal-copy p{color:var(--muted);line-height:1.7}
.goal-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.goal{min-height:135px;border-radius:16px;background:#fff;border:1px solid var(--line);padding:18px;display:flex;flex-direction:column;justify-content:flex-end;box-shadow:0 7px 20px rgba(6,30,53,.05)}
.goal:nth-child(1),.goal:nth-child(4){background:linear-gradient(rgba(6,30,53,.18),rgba(6,30,53,.72)),url("../images/goals-strip.jpg") left center/auto 100%}
.goal:nth-child(2),.goal:nth-child(5){background:linear-gradient(rgba(6,30,53,.18),rgba(6,30,53,.72)),url("../images/goals-strip.jpg") center/auto 100%}
.goal:nth-child(3),.goal:nth-child(6){background:linear-gradient(rgba(6,30,53,.18),rgba(6,30,53,.72)),url("../images/goals-strip.jpg") right center/auto 100%}
.goal strong{color:#fff;font-size:16px}
.digital-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}
.phone-frame{max-width:380px;margin:auto;background:#0c2c4d;padding:16px;border-radius:36px;box-shadow:0 24px 55px rgba(0,0,0,.28);transform:rotate(-4deg)}
.phone-frame img{border-radius:26px}
.digital-copy h2{font-size:47px;color:#fff;margin-bottom:18px}.digital-copy p{color:#cad6e1;line-height:1.75}
.feature-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:28px 0}
.feature{padding:16px;border:1px solid rgba(255,255,255,.13);border-radius:13px;color:#eef3f8;font-size:14px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}
.step b{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#f4cc67;color:var(--navy);margin-bottom:16px}
.step h3{font-size:20px;margin-bottom:8px}.step p{font-size:13px;color:var(--muted);line-height:1.55}
.page-hero{background:linear-gradient(135deg,var(--navy),#0d375d);padding:78px 0;color:#fff}
.page-hero h1{color:#fff;font-size:54px;margin:12px 0}.page-hero p{max-width:760px;color:#d8e3ed;line-height:1.7;font-size:18px}
.content{padding:70px 0}
.prose{max-width:850px}.prose h2{font-size:34px;margin:34px 0 12px}.prose p,.prose li{color:#516172;line-height:1.8}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.info-card{border:1px solid var(--line);border-radius:18px;padding:26px;background:#fff}
.info-card h3{font-size:24px;margin-bottom:8px}.info-card p{color:var(--muted);line-height:1.65}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}
table{border-collapse:collapse;width:100%;min-width:700px}th,td{padding:14px 16px;border-bottom:1px solid #ece8e0;text-align:left;font-size:13px}th{background:#f8f3e8;color:var(--navy)}
.form-shell{max-width:900px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:34px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field label{display:block;font-weight:700;font-size:13px;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:14px 15px;border:1px solid #cfd6dd;border-radius:10px;font:inherit;background:#fff}.field textarea{min-height:120px}.full{grid-column:1/-1}
.notice{padding:16px 18px;background:#f7f3e8;border-left:3px solid var(--gold);border-radius:8px;color:#5f5b50;font-size:13px;line-height:1.6}
.login-shell{max-width:480px;margin:80px auto;background:#fff;border-radius:24px;box-shadow:var(--shadow);padding:38px;border:1px solid var(--line)}
.login-shell h1{font-size:42px;margin-bottom:8px}.login-shell p{color:var(--muted);line-height:1.6}
.footer{background:#04192b;color:#dbe5ee;padding:54px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px}
.footer h4{color:#fff;margin:0 0 14px}.footer a{display:block;font-size:13px;color:#cbd6df;margin:9px 0}.footer p{font-size:13px;line-height:1.65;color:#b9c7d2}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#9fb0be}
.mobile-toggle{display:none}
@media(max-width:980px){
 .menu{display:none}.mobile-toggle{display:block;margin-left:auto}.actions{display:none}
 .hero-grid,.digital-grid,.goal-grid{grid-template-columns:1fr}.hero-copy{padding:55px 0}.hero-visual{min-height:430px}
 .hero h1{font-size:52px}.plans{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}
 .steps{grid-template-columns:repeat(2,1fr)}.cards3{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr 1fr}
}
@media(max-width:640px){
 .container{width:min(100% - 28px,1180px)}.topbar .container{display:block}.topbar .chips:last-child{display:none}
 .hero h1{font-size:43px}.hero p{font-size:16px}.hero-notes{grid-template-columns:repeat(2,1fr)}.hero-visual{min-height:360px}
 .section{padding:56px 0}.section-head{display:block}.section-head h2,.goal-copy h2,.digital-copy h2{font-size:36px}.plans,.goal-cards,.trust-grid,.steps,.cards3,.form-grid{grid-template-columns:1fr}
 .plan.featured{transform:none}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.page-hero h1{font-size:42px}
}

.schedule-card{margin:0 0 48px;scroll-margin-top:105px}
.schedule-title{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:18px}
.schedule-title h2{font-size:34px;margin-top:6px}
.schedule-card tbody tr:hover{background:#fffaf0}
.schedule-card td:first-child{font-weight:800;color:var(--navy)}
@media(max-width:640px){.schedule-title{display:block}.schedule-title .btn{margin-top:14px}.schedule-title h2{font-size:29px}}

/* Approved Devna Digichits brand logo */
.brand-logo{display:flex;align-items:center;flex:0 0 auto}
.brand-logo img{width:220px;height:auto;max-height:66px;object-fit:contain}
.footer .brand-logo img{background:#fff;border-radius:8px;padding:5px;width:210px}
@media(max-width:1100px){.brand-logo img{width:190px}}
@media(max-width:640px){.brand-logo img{width:175px;max-height:58px}}

/* Key fee transparency highlight */
.fee-highlight{background:#fff;padding:28px 0}
.fee-highlight-inner{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:34px;padding:25px 34px;border:1px solid var(--line);border-radius:18px;box-shadow:0 10px 34px rgba(6,30,53,.06);background:linear-gradient(135deg,#fff,#fffaf0)}
.fee-item{text-align:center}
.fee-kicker{display:block;font-size:10px;letter-spacing:1.8px;font-weight:850;color:#9b6b0a;margin-bottom:5px}
.fee-item strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:28px;color:var(--navy)}
.fee-item p{margin:6px auto 0;color:var(--muted);font-size:13px;line-height:1.5;max-width:390px}
.fee-divider{width:1px;height:62px;background:var(--line)}
@media(max-width:640px){.fee-highlight-inner{grid-template-columns:1fr;gap:20px;padding:24px 18px}.fee-divider{width:100%;height:1px}.fee-item strong{font-size:26px}}

/* Registration / KYC wizard */
.compact-hero{padding:58px 0}.compact-hero h1{font-size:48px}.kyc-content{background:#f7f5ef}.kyc-layout{display:grid;grid-template-columns:300px 1fr;gap:28px;align-items:start}.kyc-sidebar{position:sticky;top:92px;background:#061e35;color:#fff;border-radius:22px;padding:24px;box-shadow:var(--shadow)}.kyc-side-head{display:flex;justify-content:space-between;font-size:12px;color:#c9d5df}.kyc-side-head strong{color:#f4cc67}.progress-track{height:6px;background:rgba(255,255,255,.14);border-radius:999px;margin:14px 0 18px;overflow:hidden}.progress-track i{display:block;height:100%;width:10%;background:#f4cc67;border-radius:inherit;transition:.25s}.kyc-steps{list-style:none;padding:0;margin:0}.kyc-steps li{position:relative;padding:10px 8px 10px 30px;color:#9fb1c0;font-size:12px;border-left:1px solid rgba(255,255,255,.13)}.kyc-steps li:before{content:'';position:absolute;left:-5px;top:14px;width:9px;height:9px;border-radius:50%;background:#496177}.kyc-steps li.active{color:#fff;font-weight:750}.kyc-steps li.active:before{background:#f4cc67;box-shadow:0 0 0 5px rgba(244,204,103,.12)}.kyc-steps li.done{color:#dbe5ee}.kyc-steps li.done:before{background:#d3aa44}.security-card{margin-top:20px;padding:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:14px}.security-card strong{font-size:13px;color:#f5d77e}.security-card p{font-size:11px;line-height:1.55;color:#b8c7d3;margin:7px 0 0}.kyc-form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:0 12px 38px rgba(6,30,53,.06)}.kyc-step{display:none}.kyc-step.active{display:block}.step-heading{display:flex;gap:16px;align-items:flex-start;padding-bottom:22px;margin-bottom:24px;border-bottom:1px solid var(--line)}.step-heading>span{display:grid;place-items:center;min-width:44px;height:44px;border-radius:50%;background:#f5d77e;color:#061e35;font-weight:850}.step-heading h2{font-size:32px}.step-heading p{margin:6px 0 0;color:var(--muted);font-size:14px}.input-action{display:flex;gap:8px}.input-action input{min-width:0}.mini-btn{white-space:nowrap;border:0;border-radius:9px;padding:0 13px;background:#061e35;color:#fff;font-weight:750;font-size:12px}.field-help{display:block;margin-top:6px;color:#7b8994;font-size:11px}.field-help.warn{color:#9b6b0a}.prototype-note{margin-top:20px;background:#fff8e7;border:1px solid #ead7a5;border-radius:10px;padding:13px 15px;color:#6a5a31;font-size:12px;line-height:1.55}.location-card{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:24px;border:1px solid var(--line);border-radius:16px;background:#f9fafb}.location-card p{margin:5px 0 0;color:var(--muted);font-size:13px}.upload-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.upload-grid.three{grid-template-columns:repeat(3,1fr)}.bank-row{margin-top:16px}.upload-box{position:relative;border:1px dashed #aab7c2;border-radius:15px;padding:24px;text-align:center;background:#fbfcfd;cursor:pointer;min-height:130px;display:flex;flex-direction:column;justify-content:center}.upload-box:hover{border-color:#d0a633;background:#fffbef}.upload-box strong{color:var(--navy);font-size:14px}.upload-box span{font-size:11px;color:var(--muted);margin:5px 0 10px}.upload-box input{font-size:11px;max-width:100%}.camera-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:22px}.camera-frame{min-height:320px;background:#061e35;border-radius:18px;overflow:hidden;position:relative;display:grid;place-items:center}.camera-frame video,.camera-frame img{width:100%;height:100%;object-fit:cover}.camera-empty{position:absolute;color:#a9bac8;font-size:13px}.camera-actions{display:flex;flex-direction:column;gap:10px}.verify-list{margin-top:14px;border-top:1px solid var(--line);padding-top:10px}.verify-list div{font-size:12px;padding:11px 0;border-bottom:1px solid #edf0f2;color:#536575}.verify-list b{display:block;margin:4px 0 0 16px;color:#8a6823}.status-dot{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:8px}.status-dot.pending{background:#d5a932}.reference-card{padding:22px;border:1px solid var(--line);border-radius:16px;margin-bottom:16px}.reference-card h3{font-size:20px;margin-bottom:16px}.consent-list{display:grid;gap:12px}.consent-list label{padding:15px 16px;border:1px solid var(--line);border-radius:12px;font-size:13px;color:#485b6c;line-height:1.55}.consent-list input{margin-right:8px}.submit-summary{margin-top:22px;padding:20px;border-radius:14px;background:#061e35;color:#fff;display:flex;justify-content:space-between;align-items:center}.submit-summary span{background:#f4cc67;color:#061e35;border-radius:999px;padding:7px 12px;font-size:12px;font-weight:800}.kyc-controls{display:flex;justify-content:space-between;gap:15px;padding-top:28px;margin-top:28px;border-top:1px solid var(--line)}
@media(max-width:980px){.kyc-layout{grid-template-columns:1fr}.kyc-sidebar{position:static}.kyc-steps{display:grid;grid-template-columns:repeat(2,1fr)}.camera-grid{grid-template-columns:1fr}.upload-grid.three{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.kyc-form{padding:22px}.kyc-steps{display:none}.compact-hero h1{font-size:38px}.upload-grid,.upload-grid.three{grid-template-columns:1fr}.location-card{display:block}.location-card .btn{margin-top:14px}.step-heading h2{font-size:27px}.input-action{display:block}.mini-btn{margin-top:8px;height:38px}.submit-summary{display:block}.submit-summary span{display:inline-block;margin-top:10px}}
.admin-preview-panel{margin-top:34px;padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff}.verification-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.verification-grid div{padding:15px;border:1px solid var(--line);border-radius:12px;color:#425669;font-size:13px}.verification-grid span{float:right;color:#9b6b0a;font-size:11px;font-weight:800}.admin-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:24px}.admin-actions button:disabled{opacity:.6;cursor:not-allowed}@media(max-width:800px){.verification-grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.verification-grid{grid-template-columns:1fr}.admin-actions{flex-direction:column}}
.submission-result{margin:22px 0 0;padding:15px 18px;border-radius:12px;font-size:14px;line-height:1.55;border:1px solid #e6c66b;background:#fff7df;color:#6f4c00}.submission-result.success{border-color:#a8cfb2;background:#eef9f1;color:#175b2a}.submission-result.error{border-color:#e1aaaa;background:#fff1f1;color:#8b2424}.submission-result.working{border-color:#bfd0dd;background:#f1f7fb;color:#173f5c}
/* V8.1 email OTP */
.field-help.verified{color:#176b45;font-weight:700}.field-help.warn{color:#8a6418}.mini-btn:disabled{opacity:.55;cursor:not-allowed}#emailOtpCode{letter-spacing:.22em;font-weight:700}