Become a Member | Devna Digichits

01

Account verification

Verify the applicant's email before continuing. Mobile OTP will be activated after the DLT/SMS setup is completed.

Full name *

Date of birth *

Mobile number *

Mobile OTP pending DLT/SMS activation

Email address *

Email not verified

Email OTP is active through Devna Digichits' authenticated no-reply mailbox. Mobile OTP remains pending until the Indian DLT/SMS configuration is completed.

02

Personal & residential details

Core identity, occupation and current residential information.

Full residential address *

City *

PIN code *

Occupation *

Employer / business name *

03

Live location

Capture location with the applicant's permission during registration.

Registration location

Not captured

Browser location requires HTTPS and explicit user permission. Precise coordinates should only be stored with a defined retention policy.

04

Address proofs

Attach two separate acceptable address-proof documents.

Address Proof 1 *PDF, JPG or PNGAddress Proof 2 *PDF, JPG or PNG

05

Government ID proofs

Provide two government-issued identity documents.

Government ID 1 *PDF, JPG or PNGGovernment ID 2 *PDF, JPG or PNG

In production these files must be stored outside the public web root with authenticated access and malware/type validation.

06

Live photo, liveness & face match

Capture a live image and verify it against the submitted identity document.

Camera preview

Live location at capture Pending

Liveness verification Provider required

Face-to-ID match Provider required

The production face match must use an approved liveness/identity-verification service. This interface deliberately does not claim a biometric match without one.

07

Two references

Provide contact details for two independent references.

Reference 1

Name *

Relationship *

Phone *

City *

Reference 2

Name *

Relationship *

Phone *

City *

08

Income verification

Upload three months of salary slips and corresponding bank statements.

Salary Slip — Month 1 *Salary Slip — Month 2 *Salary Slip — Month 3 *

Bank Statement — Month 1 *Bank Statement — Month 2 *Bank Statement — Month 3 *

Production review will compare salary amounts, salary-credit dates and payer/employer details. Any discrepancy should be flagged for authorised manual review rather than automatic rejection.

09

Credit report & chit selection

Attach a recent CIBIL report and choose the preferred chit value.

CIBIL report — not older than 2 months *

Preferred chit plan *

Monthly income *

CIBIL report date *

Foreman commission: 4%. One-time registration & stationery fee: ₹1,500 at the start of each chit.

10

Declaration & submission

Review the declarations before the application is submitted for verification.

Application status after secure saveSecure Draft — Provider Verification Pending

This version can save the application and documents securely as a draft. Email OTP is now enforced. Final KYC submission remains locked until mobile OTP and approved liveness/face-match services are connected.

Member Registration & KYC

Account verification

Personal & residential details

Live location

Address proofs

Government ID proofs

Live photo, liveness & face match

Two references

Reference 1

Reference 2

Income verification

Credit report & chit selection

Declaration & submission